Toronto homeowners may have access to federal, provincial, utility and sometimes municipal programs. Which apply depends on your utility, heating fuel and the work you plan.
Rebates are money back after eligible work. Financing is a loan you repay. Final eligibility is always decided by the program administrator.
Programs for Toronto homeowners
RebateActiveOntario
Up to $12,000
Home Renovation Savings Program
Available funding
Up to $7,500 (cold-climate air source heat pump) · up to $12,000 (ground source) · up to $10,000 solar + battery · $500 heat pump water heater · insulation, windows, doors and air sealing with an assessment bundle
Eligibility
Ontario homeowners with a detached, semi-detached, row or townhouse, or mobile home on a permanent foundation
Connected to the Ontario electricity grid or Enbridge Gas; homes heated with propane, oil or wood may also qualify
Eligible upgrades
Cold-climate heat pumps
Solar panels
Smart battery storage
Insulation
Smart thermostats
How to apply
Heat pumps and attic insulation: no energy assessment required; a program-qualified contractor handles the rebate paperwork
Solar: you choose your own contractor (there is no program-qualified list)
Heat pump water heaters, windows, doors and most insulation: start with a home energy assessment and complete two or more upgrades
Program details checked against official sources in October 2026. Program availability, funding, interest rates, rebate amounts and eligibility requirements are subject to change. Atlantic Climate Control is an independent contractor and is not affiliated with or endorsed by any government, municipality, utility or program administrator. Our team can help homeowners identify programs that may apply to their project. Final eligibility, financing and rebate approval are determined by the applicable program administrator.
Atlantic Climate Control is not a government agency. All programs are subject to eligibility, funding availability and current program rules. Incentive programs, amounts, eligibility rules and availability change frequently and can close without notice. Information on this page is general guidance only — always confirm program details with the program administrator before you make a purchase decision.
What's specific to Toronto
Toronto homes are often older semis and detached houses on natural gas. Toronto homeowners can pair Home Renovation Savings rebates with the City's Home Energy Loan Program (HELP).
Local electricity distributor: Toronto Hydro
Important
Incentive programs, amounts, eligibility rules and availability change frequently and can close without notice. Information on this page is general guidance only — always confirm program details with the program administrator before you make a purchase decision.
