Ontario homeowners can combine the province-wide Home Renovation Savings Program with municipal loan programs in Ottawa, Toronto and Durham Region. Each card links to its official source.
Rebates are money back after eligible work. Financing is a loan you repay. Final eligibility is always decided by the program administrator.
Federal
New · Coming in 2027Government of Canada · Federal
National Heat Pump Rebate
Up to $10,000 in federal heat pump rebates
Up to $10,000
Eligible households below the median income
$2,000
Other eligible homeowners
Announced so far
Announced by the Government of Canada on October 8, 2026
$2 billion over eight years, intended to support up to 820,000 households
For eligible electric cold-climate air-source heat pumps on the federal Eligible Products List
No energy audit required before or after installation
Planned streamlined online application portal, expected to open in early 2027
Households apply after their eligible heat pump is installed
Still being finalized
Detailed eligibility criteria and income thresholds
Final list of eligible heat pump models
Application steps, required documents and reimbursement timing
Exact stacking rules with each provincial program
Applications are not open yet. Eligibility, amounts, timing and stacking are not guaranteed and will be confirmed by the Government of Canada. Atlantic Climate Control is not affiliated with the Government of Canada.
Up to $7,500 (cold-climate air source heat pump) · up to $12,000 (ground source) · up to $10,000 solar + battery · $500 heat pump water heater · insulation, windows, doors and air sealing with an assessment bundle
Eligibility
Ontario homeowners with a detached, semi-detached, row or townhouse, or mobile home on a permanent foundation
Connected to the Ontario electricity grid or Enbridge Gas; homes heated with propane, oil or wood may also qualify
Eligible upgrades
Cold-climate heat pumps
Solar panels
Smart battery storage
Insulation
Smart thermostats
How to apply
Heat pumps and attic insulation: no energy assessment required; a program-qualified contractor handles the rebate paperwork
Solar: you choose your own contractor (there is no program-qualified list)
Heat pump water heaters, windows, doors and most insulation: start with a home energy assessment and complete two or more upgrades
Program details checked against official sources in October 2026. Program availability, funding, interest rates, rebate amounts and eligibility requirements are subject to change. Atlantic Climate Control is an independent contractor and is not affiliated with or endorsed by any government, municipality, utility or program administrator. Our team can help homeowners identify programs that may apply to their project. Final eligibility, financing and rebate approval are determined by the applicable program administrator.
Atlantic Climate Control is not a government agency. All programs are subject to eligibility, funding availability and current program rules. Incentive programs, amounts, eligibility rules and availability change frequently and can close without notice. Information on this page is general guidance only — always confirm program details with the program administrator before you make a purchase decision.
Important
Incentive programs, amounts, eligibility rules and availability change frequently and can close without notice. Information on this page is general guidance only — always confirm program details with the program administrator before you make a purchase decision.
