Atlantic Climate Control

Solar

Solar incentives

Solar can be supported by an Ontario rebate and by property-based financing in several Ontario and Nova Scotia municipalities. Each card below shows funding, eligibility and how to apply.

Solar panels on the roof of a Canadian home in autumn

Rebates are money back after eligible work. Financing is a loan you repay. Final eligibility is always decided by the program administrator.

Ontario solar rebates & financing

RebateActiveOntario

Up to $10,000

Home Renovation Savings Program

Available funding

Up to $7,500 (cold-climate air source heat pump) · up to $12,000 (ground source) · up to $10,000 solar + battery · $500 heat pump water heater · insulation, windows, doors and air sealing with an assessment bundle

Eligibility

  • Ontario homeowners with a detached, semi-detached, row or townhouse, or mobile home on a permanent foundation
  • Connected to the Ontario electricity grid or Enbridge Gas; homes heated with propane, oil or wood may also qualify

Eligible upgrades

  • Cold-climate heat pumps
  • Solar panels
  • Smart battery storage
  • Insulation
  • Smart thermostats

How to apply

  • Heat pumps and attic insulation: no energy assessment required; a program-qualified contractor handles the rebate paperwork
  • Solar: you choose your own contractor (there is no program-qualified list)
  • Heat pump water heaters, windows, doors and most insulation: start with a home energy assessment and complete two or more upgrades
FinancingActiveCity of Ottawa

Up to $125,000

Better Homes Ottawa Loan Program

Financing available

Loan of $10,000 to $125,000 (max. 10% of assessed value) · 4.33% fixed · 20 years · 4% admin charge

Eligibility

  • Detached, semi-detached, townhouse or low-rise (3 storeys or less) residential property with a City of Ottawa tax account
  • Property taxes and City payments in good standing for the past five years

Eligible upgrades

  • Heat pumps
  • Solar panels
  • Renewable energy systems
  • Insulation
  • HVAC upgrades
  • EV chargers

How to apply

  • EnerGuide assessment and Renovation Upgrade Report from a registered energy advisor
  • Application, then a funding request with contractor quotes
  • Loan is attached to the property and repaid through the property tax account
FinancingActiveCity of Toronto

Up to $125,000

Toronto Home Energy Loan Program (HELP)

Financing available

Loan up to $125,000 (max. 10% of current value assessment) · published rates from 3.83% (5 yr) to 5.12% (20 yr) · 2% admin charge

Eligibility

  • Residential property within the City of Toronto
  • Loan value including interest and charges cannot exceed 10% of the property's assessed value

Eligible upgrades

  • Heat pumps
  • Solar panels
  • Battery storage
  • Furnaces & air conditioning
  • Insulation
  • Windows & doors
  • Water heating
  • EV chargers

How to apply

  • Apply to the City before starting work
  • Repaid through the property tax bill; 20-year terms are limited to qualifying projects such as heat pumps and solar
FinancingActiveDurham Region (excl. Pickering)

2% financing

Durham Greener Homes Loan

Financing available

Loan up to $125,000 · 2% interest · fixed 15-year term · up to 50% initial disbursement

Eligibility

  • Durham Region residential property (City of Pickering currently excluded)
  • At least 80% of project costs must be for energy efficiency; up to 20% for weather-resiliency measures

Eligible upgrades

  • Heat pumps
  • Solar panels
  • Battery storage
  • Electrical upgrades
  • Insulation
  • Water heating

How to apply

  • Connect with a Durham Greener Homes coach
  • Local Improvement Charge loan attached to the property; transfers on sale
  • Appliances, cosmetic work and already-completed upgrades are not eligible
FinancingActiveOntario & Nova Scotia

Flexible financing

Private Financing Options

Financing available

Amounts and terms subject to credit approval

Eligibility

  • Homeowners in our Ontario and Nova Scotia service areas
  • Subject to lender approval

Eligible upgrades

  • Heat pumps
  • Furnaces & air conditioning
  • Solar panels
  • Smart battery systems
  • Other qualifying home energy upgrades

How to apply

  • Quote for your project from Atlantic Climate Control
  • Credit application with the financing provider

Nova Scotia solar financing

FinancingActiveHalifax Regional Municipality

Solar financing

Halifax Solar City

Financing available

Local Improvement Charge financing · 4.75% fixed · 10 years · pay off anytime without penalty

Eligibility

  • Property owner in the Halifax Regional Municipality
  • Property taxes and municipal charges paid in full or on an approved plan

Eligible upgrades

  • Solar PV
  • Solar hot water
  • Solar hot air

How to apply

  • Register with your property assessment number
  • Sign a participant agreement before installation begins
  • Charge is placed on the property after the contractor is paid
FinancingStatus: confirm with administratorMunicipality of Pictou County

Up to $65,000

Switch MOPC — Pictou County

Financing available

Up to $65,000 or 25% of assessed value (lower of the two) · 10–15 year terms

Eligibility

  • Homeowner in the Municipality of Pictou County
  • Property in good standing with the municipality

Eligible upgrades

  • Heat pumps
  • Solar panels
  • Battery storage
  • Insulation
  • Energy-efficiency improvements

How to apply

  • Apply through SwitchPACE before work starts
  • Approved contractors can be paid directly after completion
FinancingStatus: confirm with administratorMunicipality of West Hants

Up to $40,000

Switch West Hants

Financing available

Up to $40,000 or 25% of assessed value (lower of the two) · 6.45% fixed · 10–15 year terms

Eligibility

  • Homeowner in the Municipality of West Hants
  • Property in good standing with the municipality

Eligible upgrades

  • Heat pumps
  • Solar panels
  • Battery storage
  • Insulation
  • Windows & doors
  • Water heating

How to apply

  • Apply through SwitchPACE before work starts
  • Approved contractors can be paid directly after completion

Program details checked against official sources in October 2026. Program availability, funding, interest rates, rebate amounts and eligibility requirements are subject to change. Atlantic Climate Control is an independent contractor and is not affiliated with or endorsed by any government, municipality, utility or program administrator. Our team can help homeowners identify programs that may apply to their project. Final eligibility, financing and rebate approval are determined by the applicable program administrator.

Atlantic Climate Control is not a government agency. All programs are subject to eligibility, funding availability and current program rules. Incentive programs, amounts, eligibility rules and availability change frequently and can close without notice. Information on this page is general guidance only — always confirm program details with the program administrator before you make a purchase decision.

Also check

  • Net metering and connection rules with your local electricity distributor
  • Building permit and electrical inspection requirements

Important

Incentive programs, amounts, eligibility rules and availability change frequently and can close without notice. Information on this page is general guidance only — always confirm program details with the program administrator before you make a purchase decision.

Related

Find out which programs may apply to your home.

We review your heating fuel, equipment and timing so you don't miss a requirement.