Rebates & incentives

City of Ottawa homeowners can access financing for qualifying home energy improvements through the Better Homes Ottawa Loan Program.

Financing is available for up to $125,000 or 10% of the property's assessed value, whichever is less, with a minimum loan of $10,000.

The current published program rate is 4.33% fixed with repayment terms of up to 20 years. A 4% administration fee applies and an EnerGuide home energy assessment is required.

Toronto homeowners can access low-interest financing of up to $125,000 for qualifying home energy improvements.

The financing is attached to the property and repaid through the homeowner's property tax bill.

Eligible properties must be located within the City of Toronto. Heat pump and solar projects can qualify for repayment terms of up to 20 years.

Eligible Durham Region homeowners can access financing of up to $125,000 at 2% interest with repayment terms of up to 15 years for qualifying home energy improvements.

The program supports major home energy upgrades including electrification and renewable energy projects.

Please note that Pickering properties are currently excluded from the Durham Region loan program.

Halifax Regional Municipality's Solar City program provides financing to eligible property owners for qualifying solar energy systems.

The financing is repaid through the property and can help homeowners reduce the upfront cost of installing renewable energy equipment.

The HalifACT Home Energy Upgrade Program provides municipal financing for qualifying Halifax Regional Municipality homeowners undertaking substantial home energy improvements.

The program is primarily designed for qualifying owner-occupied homes built before 2000 that use oil as their primary heating source.

Projects are designed to significantly reduce household energy consumption.

Homeowners in the Municipality of Pictou County can finance qualifying energy improvements through the SwitchPACE program.

Eligible homeowners may finance up to $65,000 or 25% of the property's assessed value, whichever is lower.

Financing terms can extend from 10 to 15 years depending on the project, and approved contractor payments can be made directly following completion.

Eligible West Hants homeowners can finance qualifying home energy improvements through the SwitchPACE program.

Financing is available for up to $40,000 or 25% of the property's assessed value, whichever is lower.

Current program information lists repayment terms of 10 to 15 years and a fixed interest rate of 6.45%. Approved contractors can be paid directly following project completion.